27807 — Nash County, North Carolina Market Snapshot
Housing market data for zip code 27807 in Nash County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$327,025
Days to Sell
97
Homes Sold
38
Inventory
45
Sale-to-List
98.4%
New Listings
55
Price/SqFt
$173
Pending Sales
44
Conforming Loan Available
Most homebuyers in 27807 can comfortably use conventional financing. The median home price of $327,025 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 97 days on average, 27807 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 27807 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27807 can comfortably use conventional financing. The median home price of $327,025 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27807 are set at the county level.
2026 Loan Limits — Nash County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27807
To purchase the median home at $327,025 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,656.
Monthly Payment
$2,656
Income Required
$113,810
Principal & Interest
$2,015/mo
Down Payment (5%)
$16,351
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27807.
Estimated Monthly Payment
$2,174
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