28374 — Moore County, North Carolina Market Snapshot
Housing market data for zip code 28374 in Moore County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
147 sales in 2026 (year to date)
Median Sale Price
$665,000
Days to Sell
59
Homes Sold
147
Inventory
208
Sale-to-List
97.8%
New Listings
212
Price/SqFt
$260
Pending Sales
191
Conforming Loan Available
Most homebuyers in 28374 can comfortably use conventional financing. The median home price of $665,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
28374's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 28374 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 28374 can comfortably use conventional financing. The median home price of $665,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 28374 are set at the county level.
2026 Loan Limits — Moore County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 28374
To purchase the median home at $665,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,245.
Monthly Payment
$5,245
Income Required
$224,787
Principal & Interest
$4,098/mo
Down Payment (5%)
$33,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 28374.
Estimated Monthly Payment
$4,266
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