27332 — Harnett County, North Carolina Market Snapshot
Housing market data for zip code 27332 in Harnett County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
156 sales in 2026 (year to date)
Median Sale Price
$331,000
Days to Sell
51
Homes Sold
156
Inventory
153
Sale-to-List
98.4%
New Listings
211
Price/SqFt
$171
Pending Sales
164
Conforming Loan Available
Most homebuyers in 27332 can comfortably use conventional financing. The median home price of $331,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27332's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 27332 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27332 can comfortably use conventional financing. The median home price of $331,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27332 are set at the county level.
2026 Loan Limits — Harnett County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27332
To purchase the median home at $331,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,686.
Monthly Payment
$2,686
Income Required
$115,115
Principal & Interest
$2,040/mo
Down Payment (5%)
$16,550
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27332.
Estimated Monthly Payment
$2,198
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 27332. Tell us what you're looking for.