27313 — Guilford County, North Carolina Market Snapshot
Housing market data for zip code 27313 in Guilford County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$414,850
Days to Sell
43
Homes Sold
12
Inventory
8
Sale-to-List
99.6%
New Listings
12
Price/SqFt
$207
Pending Sales
13
Conforming Loan Available
Most homebuyers in 27313 can comfortably use conventional financing. The median home price of $414,850 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27313's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 27313 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27313 can comfortably use conventional financing. The median home price of $414,850 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27313 are set at the county level.
2026 Loan Limits — Guilford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27313
To purchase the median home at $414,850 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,328.
Monthly Payment
$3,328
Income Required
$142,648
Principal & Interest
$2,556/mo
Down Payment (5%)
$20,743
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27313.
Estimated Monthly Payment
$2,717
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