27301 — Guilford County, North Carolina Market Snapshot
Housing market data for zip code 27301 in Guilford County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
39 sales in 2026 (year to date)
Median Sale Price
$258,190
Days to Sell
108
Homes Sold
39
Inventory
24
Sale-to-List
98.9%
New Listings
41
Price/SqFt
$157
Pending Sales
58
Conforming Loan Available
Most homebuyers in 27301 can comfortably use conventional financing. The median home price of $258,190 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 108 days on average, 27301 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 27301 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27301 can comfortably use conventional financing. The median home price of $258,190 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27301 are set at the county level.
2026 Loan Limits — Guilford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27301
To purchase the median home at $258,190 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,128.
Monthly Payment
$2,128
Income Required
$91,207
Principal & Interest
$1,591/mo
Down Payment (5%)
$12,910
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27301.
Estimated Monthly Payment
$1,748
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