27235 — Guilford County, North Carolina Market Snapshot
Housing market data for zip code 27235 in Guilford County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$390,445
Days to Sell
99
Homes Sold
14
Inventory
5
Sale-to-List
100.0%
New Listings
11
Price/SqFt
$191
Pending Sales
13
Conforming Loan Available
Most homebuyers in 27235 can comfortably use conventional financing. The median home price of $390,445 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 99 days on average, 27235 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 27235 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27235 can comfortably use conventional financing. The median home price of $390,445 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27235 are set at the county level.
2026 Loan Limits — Guilford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27235
To purchase the median home at $390,445 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,141.
Monthly Payment
$3,141
Income Required
$134,634
Principal & Interest
$2,406/mo
Down Payment (5%)
$19,522
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27235.
Estimated Monthly Payment
$2,566
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