27525 — Granville County, North Carolina Market Snapshot
Housing market data for zip code 27525 in Granville County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
92 sales in 2026 (year to date)
Median Sale Price
$380,412
Days to Sell
71
Homes Sold
92
Inventory
105
Sale-to-List
98.6%
New Listings
118
Price/SqFt
$200
Pending Sales
118
Conforming Loan Available
Most homebuyers in 27525 can comfortably use conventional financing. The median home price of $380,412 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 71 days on average, 27525 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 27525 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27525 can comfortably use conventional financing. The median home price of $380,412 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27525 are set at the county level.
2026 Loan Limits — Granville County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27525
To purchase the median home at $380,412 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,065.
Monthly Payment
$3,065
Income Required
$131,340
Principal & Interest
$2,344/mo
Down Payment (5%)
$19,021
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27525.
Estimated Monthly Payment
$2,504
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 27525. Tell us what you're looking for.