27105 — Forsyth County, North Carolina Market Snapshot
Housing market data for zip code 27105 in Forsyth County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
76 sales in 2026 (year to date)
Median Sale Price
$213,500
Days to Sell
40
Homes Sold
76
Inventory
101
Sale-to-List
97.2%
New Listings
123
Price/SqFt
$149
Pending Sales
105
Conforming Loan Available
Most homebuyers in 27105 can comfortably use conventional financing. The median home price of $213,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27105's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 27105 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 27105 can comfortably use conventional financing. The median home price of $213,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27105 are set at the county level.
2026 Loan Limits — Forsyth County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27105
To purchase the median home at $213,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,786.
Monthly Payment
$1,786
Income Required
$76,533
Principal & Interest
$1,316/mo
Down Payment (5%)
$10,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27105.
Estimated Monthly Payment
$1,471
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