27617 — Durham County, North Carolina Market Snapshot
Housing market data for zip code 27617 in Durham County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$536,500
Days to Sell
15
Homes Sold
26
Inventory
11
Sale-to-List
99.9%
New Listings
35
Price/SqFt
$254
Pending Sales
35
Conforming Loan Available
Most homebuyers in 27617 can comfortably use conventional financing. The median home price of $536,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 27617 are moving quickly at 15 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 27617 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27617 can comfortably use conventional financing. The median home price of $536,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27617 are set at the county level.
2026 Loan Limits — Durham County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $634,800 |
| 2 Units | $1,066,250 | $812,650 |
| 3 Units | $1,288,800 | $982,300 |
| 4 Units | $1,601,750 | $1,220,800 |
Affordability Snapshot — Zip 27617
To purchase the median home at $536,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,260.
Monthly Payment
$4,260
Income Required
$182,592
Principal & Interest
$3,306/mo
Down Payment (5%)
$26,825
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27617.
Estimated Monthly Payment
$3,470
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