27349 — Chatham County, North Carolina Market Snapshot
Housing market data for zip code 27349 in Chatham County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$286,500
Days to Sell
21
Homes Sold
15
Inventory
19
Sale-to-List
99.7%
New Listings
21
Price/SqFt
$178
Pending Sales
28
Conforming Loan Available
Most homebuyers in 27349 can comfortably use conventional financing. The median home price of $286,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 27349 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 27349 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27349 can comfortably use conventional financing. The median home price of $286,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27349 are set at the county level.
2026 Loan Limits — Chatham County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $634,800 |
| 2 Units | $1,066,250 | $812,650 |
| 3 Units | $1,288,800 | $982,300 |
| 4 Units | $1,601,750 | $1,220,800 |
Affordability Snapshot — Zip 27349
To purchase the median home at $286,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,345.
Monthly Payment
$2,345
Income Required
$100,503
Principal & Interest
$1,765/mo
Down Payment (5%)
$14,325
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27349.
Estimated Monthly Payment
$1,923
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