14842 — Yates County, New York Market Snapshot
Housing market data for zip code 14842 in Yates County, New York. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Yates County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$847,000
Days to Sell
7
Homes Sold
1
Inventory
5
Jumbo Loan Likely Needed
The median home in 14842 at $847,000 exceeds the 2026 conforming loan limit of $832,750 by $14,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
14842 is an extremely competitive market with homes selling in just 7 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
The median home in 14842 at $847,000 exceeds the 2026 conforming loan limit of $832,750 by $14,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 14842 are set at the county level.
2026 Loan Limits — Yates County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 14842
To purchase the median home at $847,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,639.
Monthly Payment
$6,639
Income Required
$284,547
Principal & Interest
$5,219/mo
Down Payment (5%)
$42,350
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 14842.
Estimated Monthly Payment
$5,392
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