10594 — Westchester County, New York Market Snapshot
Housing market data for zip code 10594 in Westchester County, New York. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Westchester County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$1,087,500
Days to Sell
29
Homes Sold
2
Inventory
9
Conforming Loan Available
The median home in 10594 at $1,087,500 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 10594 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 10594 at $1,087,500 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 10594 are set at the county level.
2026 Loan Limits — Westchester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 10594
To purchase the median home at $1,087,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,482.
Monthly Payment
$8,482
Income Required
$363,518
Principal & Interest
$6,701/mo
Down Payment (5%)
$54,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 10594.
Estimated Monthly Payment
$6,880
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