10502 — Westchester County, New York Market Snapshot
Housing market data for zip code 10502 in Westchester County, New York. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Westchester County county page for broader data.
Market Sales Data
6 sales in 2026 (year to date)
Median Sale Price
$1,521,500
Days to Sell
16
Homes Sold
6
Inventory
6
Jumbo Loan Likely Needed
The median home in 10502 at $1,521,500 exceeds the 2026 conforming loan limit of $1,209,750 by $311,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 10502 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 10502 at $1,521,500 exceeds the 2026 conforming loan limit of $1,209,750 by $311,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 10502 are set at the county level.
2026 Loan Limits — Westchester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 10502
To purchase the median home at $1,521,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,807.
Monthly Payment
$11,807
Income Required
$506,025
Principal & Interest
$9,375/mo
Down Payment (5%)
$76,075
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 10502.
Estimated Monthly Payment
$9,566
Jumbo loan required. Loan amount exceeds the $1,209,750 conforming limit for 10502.
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