11755 — Suffolk County, New York Market Snapshot
Housing market data for zip code 11755 in Suffolk County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$705,000
Days to Sell
31
Homes Sold
16
Inventory
18
Sale-to-List
102.4%
New Listings
28
Price/SqFt
$334
Pending Sales
18
Conforming Loan Available
Most homebuyers in 11755 can comfortably use conventional financing. The median home price of $705,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
11755's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 11755 are selling 2.4% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 11755 can comfortably use conventional financing. The median home price of $705,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11755 are set at the county level.
2026 Loan Limits — Suffolk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11755
To purchase the median home at $705,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,551.
Monthly Payment
$5,551
Income Required
$237,921
Principal & Interest
$4,344/mo
Down Payment (5%)
$35,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11755.
Estimated Monthly Payment
$4,513
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