11703 — Suffolk County, New York Market Snapshot
Housing market data for zip code 11703 in Suffolk County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$703,750
Days to Sell
28
Homes Sold
26
Inventory
25
Sale-to-List
104.0%
New Listings
46
Price/SqFt
$462
Pending Sales
32
Conforming Loan Available
Most homebuyers in 11703 can comfortably use conventional financing. The median home price of $703,750 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 11703 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 11703 are selling 4.0% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 11703 can comfortably use conventional financing. The median home price of $703,750 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11703 are set at the county level.
2026 Loan Limits — Suffolk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11703
To purchase the median home at $703,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,542.
Monthly Payment
$5,542
Income Required
$237,510
Principal & Interest
$4,336/mo
Down Payment (5%)
$35,188
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11703.
Estimated Monthly Payment
$4,505
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