14843 — Steuben County, New York Market Snapshot
Housing market data for zip code 14843 in Steuben County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$92,000
Days to Sell
21
Homes Sold
17
Inventory
14
Sale-to-List
92.7%
New Listings
26
Price/SqFt
$64
Pending Sales
27
Conforming Loan Available
Most homebuyers in 14843 can comfortably use conventional financing. The median home price of $92,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 14843 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 14843 sells for 7.3% below asking price (92.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 14843 can comfortably use conventional financing. The median home price of $92,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 14843 are set at the county level.
2026 Loan Limits — Steuben County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 14843
To purchase the median home at $92,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $855.
Monthly Payment
$855
Income Required
$36,637
Principal & Interest
$567/mo
Down Payment (5%)
$4,600
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 14843.
Estimated Monthly Payment
$719
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