11412 — Queens County, New York Market Snapshot
Housing market data for zip code 11412 in Queens County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$980,000
Days to Sell
75
Homes Sold
14
Inventory
18
Sale-to-List
100.4%
New Listings
19
Price/SqFt
$584
Pending Sales
15
Conforming Loan Available
The median home in 11412 at $980,000 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 75 days on average, 11412 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 11412 (100.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 11412 at $980,000 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 11412 are set at the county level.
2026 Loan Limits — Queens County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11412
To purchase the median home at $980,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,658.
Monthly Payment
$7,658
Income Required
$328,219
Principal & Interest
$6,038/mo
Down Payment (5%)
$49,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11412.
Estimated Monthly Payment
$6,215
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