11378 — Queens County, New York Market Snapshot
Housing market data for zip code 11378 in Queens County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$920,000
Days to Sell
62
Homes Sold
29
Inventory
55
Sale-to-List
96.7%
New Listings
57
Price/SqFt
$579
Pending Sales
35
Conforming Loan Available
Most homebuyers in 11378 can comfortably use conventional financing. The median home price of $920,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 62 days on average, 11378 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 11378 sells for 3.3% below asking price (96.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 11378 can comfortably use conventional financing. The median home price of $920,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11378 are set at the county level.
2026 Loan Limits — Queens County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11378
To purchase the median home at $920,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,199.
Monthly Payment
$7,199
Income Required
$308,518
Principal & Interest
$5,669/mo
Down Payment (5%)
$46,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11378.
Estimated Monthly Payment
$5,844
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