10914 — Orange County, New York Market Snapshot
Housing market data for zip code 10914 in Orange County, New York. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Orange County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$752,600
Days to Sell
51
Homes Sold
1
Inventory
1
Conforming Loan Available
The median home in 10914 at $752,600 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
10914's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
The median home in 10914 at $752,600 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 10914 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 10914
To purchase the median home at $752,600 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,916.
Monthly Payment
$5,916
Income Required
$253,551
Principal & Interest
$4,637/mo
Down Payment (5%)
$37,630
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 10914.
Estimated Monthly Payment
$4,808
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 10914. Tell us what you're looking for.