11783 — Nassau County, New York Market Snapshot
Housing market data for zip code 11783 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$819,575
Days to Sell
18
Homes Sold
30
Inventory
20
Sale-to-List
105.3%
New Listings
62
Price/SqFt
$466
Pending Sales
48
Conforming Loan Available
Most homebuyers in 11783 can comfortably use conventional financing. The median home price of $819,575 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 11783 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 11783 are selling 5.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 11783 can comfortably use conventional financing. The median home price of $819,575 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11783 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11783
To purchase the median home at $819,575 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,429.
Monthly Payment
$6,429
Income Required
$275,542
Principal & Interest
$5,050/mo
Down Payment (5%)
$40,979
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11783.
Estimated Monthly Payment
$5,222
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