11756 — Nassau County, New York Market Snapshot
Housing market data for zip code 11756 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
75 sales in 2026 (year to date)
Median Sale Price
$728,000
Days to Sell
44
Homes Sold
75
Inventory
75
Sale-to-List
98.8%
New Listings
137
Price/SqFt
$464
Pending Sales
107
Conforming Loan Available
Most homebuyers in 11756 can comfortably use conventional financing. The median home price of $728,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
11756's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 11756 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 11756 can comfortably use conventional financing. The median home price of $728,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11756 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11756
To purchase the median home at $728,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,728.
Monthly Payment
$5,728
Income Required
$245,473
Principal & Interest
$4,486/mo
Down Payment (5%)
$36,400
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11756.
Estimated Monthly Payment
$4,655
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