11598 — Nassau County, New York Market Snapshot
Housing market data for zip code 11598 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$1,282,500
Days to Sell
58
Homes Sold
16
Inventory
43
Sale-to-List
97.2%
New Listings
34
Price/SqFt
$530
Pending Sales
14
Jumbo Loan Likely Needed
The median home in 11598 at $1,282,500 exceeds the 2026 conforming loan limit of $1,209,750 by $72,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
11598's market is balanced with homes taking an average of 58 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 11598 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 11598 at $1,282,500 exceeds the 2026 conforming loan limit of $1,209,750 by $72,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 11598 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11598
To purchase the median home at $1,282,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,976.
Monthly Payment
$9,976
Income Required
$427,548
Principal & Interest
$7,902/mo
Down Payment (5%)
$64,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11598.
Estimated Monthly Payment
$8,087
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