11577 — Nassau County, New York Market Snapshot
Housing market data for zip code 11577 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$1,386,000
Days to Sell
46
Homes Sold
29
Inventory
32
Sale-to-List
98.9%
New Listings
46
Price/SqFt
$573
Pending Sales
23
Jumbo Loan Likely Needed
The median home in 11577 at $1,386,000 exceeds the 2026 conforming loan limit of $1,209,750 by $176,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
11577's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 11577 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 11577 at $1,386,000 exceeds the 2026 conforming loan limit of $1,209,750 by $176,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 11577 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11577
To purchase the median home at $1,386,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,769.
Monthly Payment
$10,769
Income Required
$461,532
Principal & Interest
$8,540/mo
Down Payment (5%)
$69,300
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11577.
Estimated Monthly Payment
$8,728
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