11576 — Nassau County, New York Market Snapshot
Housing market data for zip code 11576 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
23 sales in 2026 (year to date)
Median Sale Price
$1,550,000
Days to Sell
26
Homes Sold
23
Inventory
37
Sale-to-List
101.0%
New Listings
50
Price/SqFt
$555
Pending Sales
24
Jumbo Loan Likely Needed
The median home in 11576 at $1,550,000 exceeds the 2026 conforming loan limit of $1,209,750 by $340,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 11576 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 11576 (101.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 11576 at $1,550,000 exceeds the 2026 conforming loan limit of $1,209,750 by $340,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 11576 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11576
To purchase the median home at $1,550,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $12,026.
Monthly Payment
$12,026
Income Required
$515,383
Principal & Interest
$9,551/mo
Down Payment (5%)
$77,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11576.
Estimated Monthly Payment
$9,743
Jumbo loan required. Loan amount exceeds the $1,209,750 conforming limit for 11576.
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