11225 — Kings County, New York Market Snapshot
Housing market data for zip code 11225 in Kings County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$1,083,750
Days to Sell
86
Homes Sold
24
Inventory
55
Sale-to-List
96.6%
New Listings
54
Price/SqFt
$822
Pending Sales
27
Conforming Loan Available
The median home in 11225 at $1,083,750 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 86 days on average, 11225 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 11225 sells for 3.4% below asking price (96.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 11225 at $1,083,750 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 11225 are set at the county level.
2026 Loan Limits — Kings County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11225
To purchase the median home at $1,083,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,453.
Monthly Payment
$8,453
Income Required
$362,286
Principal & Interest
$6,678/mo
Down Payment (5%)
$54,188
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11225.
Estimated Monthly Payment
$6,857
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