11221 — Kings County, New York Market Snapshot
Housing market data for zip code 11221 in Kings County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$883,500
Days to Sell
147
Homes Sold
18
Inventory
48
Sale-to-List
98.8%
New Listings
47
Price/SqFt
$967
Pending Sales
24
Conforming Loan Available
Most homebuyers in 11221 can comfortably use conventional financing. The median home price of $883,500 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 147 days on average, 11221 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 11221 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 11221 can comfortably use conventional financing. The median home price of $883,500 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11221 are set at the county level.
2026 Loan Limits — Kings County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11221
To purchase the median home at $883,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,919.
Monthly Payment
$6,919
Income Required
$296,533
Principal & Interest
$5,444/mo
Down Payment (5%)
$44,175
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11221.
Estimated Monthly Payment
$5,618
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