11205 — Kings County, New York Market Snapshot
Housing market data for zip code 11205 in Kings County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$860,000
Days to Sell
51
Homes Sold
26
Inventory
36
Sale-to-List
99.8%
New Listings
58
Price/SqFt
$1,068
Pending Sales
39
Conforming Loan Available
Most homebuyers in 11205 can comfortably use conventional financing. The median home price of $860,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
11205's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 11205 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 11205 can comfortably use conventional financing. The median home price of $860,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11205 are set at the county level.
2026 Loan Limits — Kings County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11205
To purchase the median home at $860,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,739.
Monthly Payment
$6,739
Income Required
$288,816
Principal & Interest
$5,299/mo
Down Payment (5%)
$43,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11205.
Estimated Monthly Payment
$5,472
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