13790 — Broome County, New York Market Snapshot
Housing market data for zip code 13790 in Broome County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$161,625
Days to Sell
54
Homes Sold
38
Inventory
64
Sale-to-List
100.3%
New Listings
67
Price/SqFt
$106
Pending Sales
49
Conforming Loan Available
Most homebuyers in 13790 can comfortably use conventional financing. The median home price of $161,625 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
13790's market is balanced with homes taking an average of 54 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 13790 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 13790 can comfortably use conventional financing. The median home price of $161,625 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 13790 are set at the county level.
2026 Loan Limits — Broome County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 13790
To purchase the median home at $161,625 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,388.
Monthly Payment
$1,388
Income Required
$59,499
Principal & Interest
$996/mo
Down Payment (5%)
$8,081
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 13790.
Estimated Monthly Payment
$1,150
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