07419 — Sussex County, New Jersey Market Snapshot
Housing market data for zip code 07419 in Sussex County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$442,450
Days to Sell
36
Homes Sold
38
Inventory
15
Sale-to-List
102.1%
New Listings
28
Price/SqFt
$279
Pending Sales
32
Conforming Loan Available
Most homebuyers in 07419 can comfortably use conventional financing. The median home price of $442,450 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
07419's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 07419 are selling 2.1% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 07419 can comfortably use conventional financing. The median home price of $442,450 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 07419 are set at the county level.
2026 Loan Limits — Sussex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 07419
To purchase the median home at $442,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,540.
Monthly Payment
$3,540
Income Required
$151,711
Principal & Interest
$2,726/mo
Down Payment (5%)
$22,123
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 07419.
Estimated Monthly Payment
$2,888
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