08535 — Monmouth County, New Jersey Market Snapshot
Housing market data for zip code 08535 in Monmouth County, New Jersey. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 5 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Monmouth County county page for broader data.
Market Sales Data
5 sales in 2026 (year to date)
Median Sale Price
$1,150,000
Days to Sell
20
Homes Sold
5
Inventory
7
Conforming Loan Available
The median home in 08535 at $1,150,000 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 08535 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 08535 at $1,150,000 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 08535 are set at the county level.
2026 Loan Limits — Monmouth County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 08535
To purchase the median home at $1,150,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,961.
Monthly Payment
$8,961
Income Required
$384,040
Principal & Interest
$7,086/mo
Down Payment (5%)
$57,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 08535.
Estimated Monthly Payment
$7,267
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