07750 — Monmouth County, New Jersey Market Snapshot
Housing market data for zip code 07750 in Monmouth County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$914,000
Days to Sell
40
Homes Sold
18
Inventory
14
Sale-to-List
98.0%
New Listings
27
Price/SqFt
$570
Pending Sales
24
Conforming Loan Available
Most homebuyers in 07750 can comfortably use conventional financing. The median home price of $914,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
07750's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 07750 sells for 2.0% below asking price (98.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 07750 can comfortably use conventional financing. The median home price of $914,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 07750 are set at the county level.
2026 Loan Limits — Monmouth County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 07750
To purchase the median home at $914,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,153.
Monthly Payment
$7,153
Income Required
$306,548
Principal & Interest
$5,632/mo
Down Payment (5%)
$45,700
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 07750.
Estimated Monthly Payment
$5,807
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