08817 — Middlesex County, New Jersey Market Snapshot
Housing market data for zip code 08817 in Middlesex County, New Jersey. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Middlesex County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$999,990
Days to Sell
41
Homes Sold
1
Inventory
2
Conforming Loan Available
The median home in 08817 at $999,990 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
08817's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
The median home in 08817 at $999,990 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 08817 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 08817
To purchase the median home at $999,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,812.
Monthly Payment
$7,812
Income Required
$334,783
Principal & Interest
$6,162/mo
Down Payment (5%)
$50,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 08817.
Estimated Monthly Payment
$6,339
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