07067 — Middlesex County, New Jersey Market Snapshot
Housing market data for zip code 07067 in Middlesex County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$663,500
Days to Sell
76
Homes Sold
38
Inventory
43
Sale-to-List
102.6%
New Listings
57
Price/SqFt
$399
Pending Sales
53
Conforming Loan Available
Most homebuyers in 07067 can comfortably use conventional financing. The median home price of $663,500 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 76 days on average, 07067 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes in 07067 are selling 2.6% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 07067 can comfortably use conventional financing. The median home price of $663,500 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 07067 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 07067
To purchase the median home at $663,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,234.
Monthly Payment
$5,234
Income Required
$224,294
Principal & Interest
$4,088/mo
Down Payment (5%)
$33,175
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 07067.
Estimated Monthly Payment
$4,256
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