08560 — Mercer County, New Jersey Market Snapshot
Housing market data for zip code 08560 in Mercer County, New Jersey. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Mercer County county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$722,215
Days to Sell
55
Homes Sold
8
Inventory
10
Conforming Loan Available
The median home in 08560 at $722,215 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
08560's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
The median home in 08560 at $722,215 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 08560 are set at the county level.
2026 Loan Limits — Mercer County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 08560
To purchase the median home at $722,215 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,683.
Monthly Payment
$5,683
Income Required
$243,574
Principal & Interest
$4,450/mo
Down Payment (5%)
$36,111
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 08560.
Estimated Monthly Payment
$4,620
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