08090 — Gloucester County, New Jersey Market Snapshot
Housing market data for zip code 08090 in Gloucester County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
33 sales in 2026 (year to date)
Median Sale Price
$359,900
Days to Sell
29
Homes Sold
33
Inventory
15
Sale-to-List
103.6%
New Listings
44
Price/SqFt
$227
Pending Sales
36
Conforming Loan Available
Most homebuyers in 08090 can comfortably use conventional financing. The median home price of $359,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 08090 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 08090 are selling 3.6% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 08090 can comfortably use conventional financing. The median home price of $359,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 08090 are set at the county level.
2026 Loan Limits — Gloucester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 08090
To purchase the median home at $359,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,907.
Monthly Payment
$2,907
Income Required
$124,605
Principal & Interest
$2,218/mo
Down Payment (5%)
$17,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 08090.
Estimated Monthly Payment
$2,377
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