08027 — Gloucester County, New Jersey Market Snapshot
Housing market data for zip code 08027 in Gloucester County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$350,850
Days to Sell
15
Homes Sold
12
Inventory
10
Sale-to-List
102.0%
New Listings
19
Price/SqFt
$253
Pending Sales
15
Conforming Loan Available
Most homebuyers in 08027 can comfortably use conventional financing. The median home price of $350,850 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 08027 are moving quickly at 15 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 08027 (102.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 08027 can comfortably use conventional financing. The median home price of $350,850 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 08027 are set at the county level.
2026 Loan Limits — Gloucester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 08027
To purchase the median home at $350,850 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,838.
Monthly Payment
$2,838
Income Required
$121,633
Principal & Interest
$2,162/mo
Down Payment (5%)
$17,543
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 08027.
Estimated Monthly Payment
$2,321
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