08054 — Burlington County, New Jersey Market Snapshot
Housing market data for zip code 08054 in Burlington County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
58 sales in 2026 (year to date)
Median Sale Price
$568,000
Days to Sell
28
Homes Sold
58
Inventory
49
Sale-to-List
100.7%
New Listings
106
Price/SqFt
$272
Pending Sales
79
Conforming Loan Available
Most homebuyers in 08054 can comfortably use conventional financing. The median home price of $568,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 08054 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 08054 (100.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 08054 can comfortably use conventional financing. The median home price of $568,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 08054 are set at the county level.
2026 Loan Limits — Burlington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 08054
To purchase the median home at $568,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,502.
Monthly Payment
$4,502
Income Required
$192,936
Principal & Interest
$3,500/mo
Down Payment (5%)
$28,400
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 08054.
Estimated Monthly Payment
$3,665
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