07670 — Bergen County, New Jersey Market Snapshot
Housing market data for zip code 07670 in Bergen County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$1,532,500
Days to Sell
75
Homes Sold
26
Inventory
55
Sale-to-List
106.9%
New Listings
61
Price/SqFt
$622
Pending Sales
50
Jumbo Loan Likely Needed
The median home in 07670 at $1,532,500 exceeds the 2026 conforming loan limit of $1,209,750 by $322,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 75 days on average, 07670 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes in 07670 are selling 6.9% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 07670 at $1,532,500 exceeds the 2026 conforming loan limit of $1,209,750 by $322,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 07670 are set at the county level.
2026 Loan Limits — Bergen County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 07670
To purchase the median home at $1,532,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,892.
Monthly Payment
$11,892
Income Required
$509,637
Principal & Interest
$9,443/mo
Down Payment (5%)
$76,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 07670.
Estimated Monthly Payment
$9,634
Jumbo loan required. Loan amount exceeds the $1,209,750 conforming limit for 07670.
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