08330 — Atlantic County, New Jersey Market Snapshot
Housing market data for zip code 08330 in Atlantic County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$236,175
Days to Sell
107
Homes Sold
14
Inventory
36
Sale-to-List
98.5%
New Listings
36
Price/SqFt
$193
Pending Sales
18
Conforming Loan Available
Most homebuyers in 08330 can comfortably use conventional financing. The median home price of $236,175 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 107 days on average, 08330 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 08330 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 08330 can comfortably use conventional financing. The median home price of $236,175 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 08330 are set at the county level.
2026 Loan Limits — Atlantic County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $730,250 |
| 2 Units | $1,066,250 | $934,850 |
| 3 Units | $1,288,800 | $1,130,000 |
| 4 Units | $1,601,750 | $1,404,350 |
Affordability Snapshot — Zip 08330
To purchase the median home at $236,175 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,960.
Monthly Payment
$1,960
Income Required
$83,979
Principal & Interest
$1,455/mo
Down Payment (5%)
$11,809
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 08330.
Estimated Monthly Payment
$1,612
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 08330. Tell us what you're looking for.