03835 — Strafford County, New Hampshire Market Snapshot
Housing market data for zip code 03835 in Strafford County, New Hampshire. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$427,500
Days to Sell
43
Homes Sold
14
Inventory
18
Sale-to-List
100.0%
New Listings
28
Price/SqFt
$233
Pending Sales
18
Conforming Loan Available
Most homebuyers in 03835 can comfortably use conventional financing. The median home price of $427,500 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
03835's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 03835 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 03835 can comfortably use conventional financing. The median home price of $427,500 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 03835 are set at the county level.
2026 Loan Limits — Strafford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 03835
To purchase the median home at $427,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,425.
Monthly Payment
$3,425
Income Required
$146,802
Principal & Interest
$2,634/mo
Down Payment (5%)
$21,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03835.
Estimated Monthly Payment
$2,796
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