03290 — Rockingham County, New Hampshire Market Snapshot

Housing market data for zip code 03290 in Rockingham County, New Hampshire. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Market Sales Data

13 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$624,000

-3.4% YoYClosed sales

Days to Sell

13

Median, listing to close

Homes Sold

13

Closed in 2026

Inventory

23

Sale-to-List

101.5%

New Listings

36

Price/SqFt

$344

Pending Sales

30

Conforming Loan Available

Most homebuyers in 03290 can comfortably use conventional financing. The median home price of $624,000 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

03290 is an extremely competitive market with homes selling in just 13 days on average. Buyers need pre-approval letters ready before making offers.

Sale-to-List Ratio

Homes are selling very close to asking price in 03290 (101.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.

Conforming Loan Feasibility

Most homebuyers in 03290 can comfortably use conventional financing. The median home price of $624,000 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 03290 are set at the county level.

2026 Loan Limits — Rockingham County

Property Units Conforming Limit FHA Limit
1 Unit$962,550$962,550
2 Units$1,232,250$1,232,250
3 Units$1,489,500$1,489,500
4 Units$1,851,100$1,851,100

Affordability Snapshot — Zip 03290

To purchase the median home at $624,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,931.

Monthly Payment

$4,931

Income Required

$211,324

Principal & Interest

$3,845/mo

Down Payment (5%)

$31,200

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 03290.

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Estimated Monthly Payment

$4,012

Principal & Interest$3,238
Property Tax$624
Insurance$150
Loan Amount$499,200
Total Interest$666,408
Income Required$171,934/yr

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