03440 — Hillsborough County, New Hampshire Market Snapshot
Housing market data for zip code 03440 in Hillsborough County, New Hampshire. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Hillsborough County county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$435,666
Days to Sell
30
Homes Sold
8
Inventory
10
Conforming Loan Available
Most homebuyers in 03440 can comfortably use conventional financing. The median home price of $435,666 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
03440's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 03440 can comfortably use conventional financing. The median home price of $435,666 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 03440 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $589,950 |
| 2 Units | $1,066,250 | $755,250 |
| 3 Units | $1,288,800 | $912,900 |
| 4 Units | $1,601,750 | $1,134,550 |
Affordability Snapshot — Zip 03440
To purchase the median home at $435,666 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,488.
Monthly Payment
$3,488
Income Required
$149,483
Principal & Interest
$2,684/mo
Down Payment (5%)
$21,783
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03440.
Estimated Monthly Payment
$2,846
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