03102 — Hillsborough County, New Hampshire Market Snapshot
Housing market data for zip code 03102 in Hillsborough County, New Hampshire. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$433,766
Days to Sell
9
Homes Sold
30
Inventory
19
Sale-to-List
102.3%
New Listings
50
Price/SqFt
$298
Pending Sales
46
Conforming Loan Available
Most homebuyers in 03102 can comfortably use conventional financing. The median home price of $433,766 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
03102 is an extremely competitive market with homes selling in just 9 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 03102 are selling 2.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 03102 can comfortably use conventional financing. The median home price of $433,766 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 03102 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $589,950 |
| 2 Units | $1,066,250 | $755,250 |
| 3 Units | $1,288,800 | $912,900 |
| 4 Units | $1,601,750 | $1,134,550 |
Affordability Snapshot — Zip 03102
To purchase the median home at $433,766 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,473.
Monthly Payment
$3,473
Income Required
$148,859
Principal & Interest
$2,673/mo
Down Payment (5%)
$21,688
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03102.
Estimated Monthly Payment
$2,834
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 03102. Tell us what you're looking for.