03062 — Hillsborough County, New Hampshire Market Snapshot
Housing market data for zip code 03062 in Hillsborough County, New Hampshire. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$630,000
Days to Sell
11
Homes Sold
52
Inventory
11
Sale-to-List
101.9%
New Listings
68
Price/SqFt
$314
Pending Sales
67
Conforming Loan Available
Most homebuyers in 03062 can comfortably use conventional financing. The median home price of $630,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
03062 is an extremely competitive market with homes selling in just 11 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 03062 (101.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 03062 can comfortably use conventional financing. The median home price of $630,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 03062 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $589,950 |
| 2 Units | $1,066,250 | $755,250 |
| 3 Units | $1,288,800 | $912,900 |
| 4 Units | $1,601,750 | $1,134,550 |
Affordability Snapshot — Zip 03062
To purchase the median home at $630,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,977.
Monthly Payment
$4,977
Income Required
$213,294
Principal & Interest
$3,882/mo
Down Payment (5%)
$31,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03062.
Estimated Monthly Payment
$4,049
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