03049 — Hillsborough County, New Hampshire Market Snapshot
Housing market data for zip code 03049 in Hillsborough County, New Hampshire. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$954,966
Days to Sell
35
Homes Sold
12
Inventory
19
Sale-to-List
100.0%
New Listings
24
Price/SqFt
$289
Pending Sales
21
Jumbo Loan Likely Needed
The median home in 03049 at $954,966 exceeds the 2026 conforming loan limit of $832,750 by $122,216. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
03049's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 03049 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 03049 at $954,966 exceeds the 2026 conforming loan limit of $832,750 by $122,216. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 03049 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $589,950 |
| 2 Units | $1,066,250 | $755,250 |
| 3 Units | $1,288,800 | $912,900 |
| 4 Units | $1,601,750 | $1,134,550 |
Affordability Snapshot — Zip 03049
To purchase the median home at $954,966 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,467.
Monthly Payment
$7,467
Income Required
$319,999
Principal & Interest
$5,884/mo
Down Payment (5%)
$47,748
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03049.
Estimated Monthly Payment
$6,060
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 03049. Tell us what you're looking for.