03222 — Grafton County, New Hampshire Market Snapshot
Housing market data for zip code 03222 in Grafton County, New Hampshire. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 9 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Grafton County county page for broader data.
Market Sales Data
9 sales in 2026 (year to date)
Median Sale Price
$562,000
Days to Sell
33
Homes Sold
9
Inventory
14
Conforming Loan Available
Most homebuyers in 03222 can comfortably use conventional financing. The median home price of $562,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
03222's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 03222 can comfortably use conventional financing. The median home price of $562,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 03222 are set at the county level.
2026 Loan Limits — Grafton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 03222
To purchase the median home at $562,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,456.
Monthly Payment
$4,456
Income Required
$190,966
Principal & Interest
$3,463/mo
Down Payment (5%)
$28,100
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03222.
Estimated Monthly Payment
$3,628
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