03588 — Coos County, New Hampshire Market Snapshot
Housing market data for zip code 03588 in Coos County, New Hampshire. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Coos County county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$327,500
Days to Sell
159
Homes Sold
8
Inventory
13
Conforming Loan Available
Most homebuyers in 03588 can comfortably use conventional financing. The median home price of $327,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 159 days on average, 03588 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 03588 can comfortably use conventional financing. The median home price of $327,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 03588 are set at the county level.
2026 Loan Limits — Coos County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 03588
To purchase the median home at $327,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,659.
Monthly Payment
$2,659
Income Required
$113,966
Principal & Interest
$2,018/mo
Down Payment (5%)
$16,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03588.
Estimated Monthly Payment
$2,177
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