89444 — Douglas County, Nevada Market Snapshot
Housing market data for zip code 89444 in Douglas County, Nevada. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$750,000
Days to Sell
204
Homes Sold
11
Inventory
9
Sale-to-List
95.5%
New Listings
7
Price/SqFt
$372
Pending Sales
10
Conforming Loan Available
The median home in 89444 at $750,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 204 days on average, 89444 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 89444 sells for 4.5% below asking price (95.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 89444 at $750,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 89444 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $736,000 |
| 2 Units | $1,066,250 | $942,200 |
| 3 Units | $1,288,800 | $1,138,900 |
| 4 Units | $1,601,750 | $1,415,400 |
Affordability Snapshot — Zip 89444
To purchase the median home at $750,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,896.
Monthly Payment
$5,896
Income Required
$252,697
Principal & Interest
$4,621/mo
Down Payment (5%)
$37,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 89444.
Estimated Monthly Payment
$4,792
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 89444. Tell us what you're looking for.