89135 — Clark County, Nevada Market Snapshot
Housing market data for zip code 89135 in Clark County, Nevada. Updated monthly with median prices, days on market, and more.
Market Sales Data
140 sales in 2026 (year to date)
Median Sale Price
$990,000
Days to Sell
62
Homes Sold
140
Inventory
241
Sale-to-List
96.3%
New Listings
238
Price/SqFt
$380
Pending Sales
170
Jumbo Loan Likely Needed
The median home in 89135 at $990,000 exceeds the 2026 conforming loan limit of $832,750 by $157,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 62 days on average, 89135 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 89135 sells for 3.7% below asking price (96.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 89135 at $990,000 exceeds the 2026 conforming loan limit of $832,750 by $157,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 89135 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 89135
To purchase the median home at $990,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,735.
Monthly Payment
$7,735
Income Required
$331,503
Principal & Interest
$6,100/mo
Down Payment (5%)
$49,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 89135.
Estimated Monthly Payment
$6,277
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