89120 — Clark County, Nevada Market Snapshot
Housing market data for zip code 89120 in Clark County, Nevada. Updated monthly with median prices, days on market, and more.
Market Sales Data
55 sales in 2026 (year to date)
Median Sale Price
$469,900
Days to Sell
51
Homes Sold
55
Inventory
89
Sale-to-List
97.3%
New Listings
100
Price/SqFt
$257
Pending Sales
60
Conforming Loan Available
Most homebuyers in 89120 can comfortably use conventional financing. The median home price of $469,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
89120's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 89120 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 89120 can comfortably use conventional financing. The median home price of $469,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 89120 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 89120
To purchase the median home at $469,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,750.
Monthly Payment
$3,750
Income Required
$160,724
Principal & Interest
$2,895/mo
Down Payment (5%)
$23,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 89120.
Estimated Monthly Payment
$3,058
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 89120. Tell us what you're looking for.